Debt Recovery & Collections

Ethical recovery. Measurable results

Collection activities run by certified professionals, within RBI-permitted hours, with every interaction recorded.

  • RBI-Aligned Process
  • Dedicated Experts
  • 100% Confidential
  • Pan-India Support
120+
Clients Served
60+
Licences Delivered
₹600 Cr+
Portfolio Managed
12+
Years of Experience

Key collection standards

  • 08:00–19:00RBI-permitted calling window

    No borrower is contacted before 8 AM or after 7 PM.

  • RBI FPCFair Practices Code certified

    Every agent holds mandatory Fair Practices Code certification and follows it on every call.

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Scope of collection activities

01

Outbound Debtor Communication

  • Strictly within RBI-permitted hours, 08:00–19:00
  • Call, SMS and written reminders

02

Restructuring & Settlement

  • Debt restructuring arrangements
  • Settlement negotiation within approved mandates

03

Promise-to-Pay (PTP) Tracking

  • Every PTP logged and followed up
  • Broken-PTP escalation

04

Demand Notice Generation

  • Legal demand notices prepared
  • Delivery and response tracking

05

No-Dues Certificate (NDC)

  • NDC processing on account closure
  • Closure reconciliation

Personnel standards

01

Experience

  • Minimum 1 year documented collections experience

02

Certification

  • Mandatory RBI Fair Practices Code certification

03

Language

  • Professional bilingual proficiency

04

Background

  • Clean background and police verification

Regulatory conduct & safeguards

100%

Audio recording of borrower calls

RBI

Escalation matrix followed for every grievance

Zero

Tolerance for harassment of any kind

Trusted by leading lenders

BanksNBFCsFintechsInvestorsARCsInternational ClientsMSMEsBanksNBFCsFintechsInvestorsARCsInternational ClientsMSMEs

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